Our small business loans approvals are quick and secure, so you can get the working capital your business needs exactly when you need it.
Start with a business application to tell us about your company, goals, and objectives. We recommend having the necessary paperwork on hand to make the process even easier (i.e. driver’s license or passport, business bank statements).
Our underwriting team will carefully analyze your business application. Once we’re finished one of our trusted funding specialists will reach out if we need any additional information.
If approved, our team will send your business’ funds to the business bank account provided. This can be as quick as a few minutes and will be done while we’re on the phone!
Small business loans offer businesses a lump sum of working capital upfront to help businesses obtain the money they need to continue operating with effectiveness and efficiency. FlatRock loans can help with expansion measures, bridging gaps in cash flow, purchasing equipment, and so much more! We pride ourselves on making our approval process swift and simple, so business owners can focus on what matters most: running their business.
No matter the amount of additional capital a business needs, our small business loans allow for flexible access to working capital, with approvals starting at $10,000 and ranging up to $5 million. If your business is looking for a loan with fixed payments, longer terms, and higher dollar financing, look no further than our small business loans.
Securing a small business loan shouldn’t have to be hard. With FlatRock Capital Partners, applying for a small business loan is quick and easy. Having the necessary documentation on hand is always a plus! The most common documents we need are a valid form of identification, three months of business bank statements, and your business bank account and routing number. Other information may be required in some cases. If approved, working capital will be sent directly to the business bank account provided as soon as you need it.
Want more information? Send us an email!
Most private lenders require businesses to provide information regarding time in business, revenue, business bank account, and identification (i.e. driver’s license or passport). While this isn’t a comprehensive list, these are the most common requirements when applying for working capital.
Credit scores are an important factor that both traditional lenders and alternative lenders look at when trying to qualify a business. However, bad credit is not the end all be all. Private lenders like to look at the overall performance and operating history of a small business. This means looking at revenue, time in business, accounts receivables, and business credit history. For more information, email us to see if we can work around your credit issues!
Small business loans can be either short-term or long-term, it comes down to what the business needs. FlatRock Capital Partners offers payment terms ranging from 3 months to up to 60 months. Short-term loans are good if the business needs quick access to working capital and also wants to pay the loan off in less time. However, if a business is looking for longer repayment terms, it may qualify for a long-term business loan, provided they qualify for a longer-term loan.
There are tons of factors to take into consideration when determining loan terms. The best thing to do is communicate your business needs with our team so that we can work together to find the best solution for your business.
FlatRock Capital Partners is a financial services provider committed to helping small businesses solve their cash flow issues and expand their operations.